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OMG! Social Media Fails

Love it or loathe it, we're only just beginning to recognize the high stakes involved with social media .

The same Facebook that unites far-flung grandparents with newborn grandchildren and helps liberate the oppressed can also shatter lives and destroy careers with the click of a Send button. The same Twitter that is indispensible to the young can be utterly extraneous to their elders.

The fact that one of the year's biggest political scandals revolved around former New York Rep. Anthony Weiner sending inappropriate photos of himself to women via Twitter attests to the growing realization that social media is rapidly redefining the boundaries between our public and private lives.

And when we overstep that boundary, the cost can be dear, as we'll see in this survey of those who ran afoul of social media and paid the price.

"It's a double-edged sword," says Ted Tafaro, CEO of Exceptional Risk Advisors in Mahwah, N.J. "The same thing that makes social media so great also makes it so dangerous."

James Kane, president of HUB International Personal Insurance in Chicago, agrees.

"If you think you're online in a secure manner, you're crazy. The world is listening," he says.

Friends Don't let Teammates Tweet

Maybe it's the warrior ego, the obnoxious fans, a few too many crushing tackles or the NASCAR pileups. Whatever the reason, some sports stars just shouldn't play and tweet.

Major league football, basketball and hockey have banned all players from using social media before and during the game. Some of the clampdown stems from legitimate concerns that tweets from a game in progress might affect the outcome and/or aid sports gaming interests. Even with the bans, the leagues reserve the right to fine any player whose verbal or digital outbursts step over the line.

And the leagues have exercised their right to fine:

Dallas Mavericks owner Mark Cuban was also fined $25,000 for protesting a referee's call on his Twitter account.

But the all-time most expensive sports tweet? That would go to Larry Johnson, former Kansas City Chiefs running back, who was suspended one game, at a cost of $213,000, for gay slurs he directed at a Twitter heckler.

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